Foreign Currency
Q:  When is the foreign exchange rate set?
A:  The foreign exchange rate is generally set on the last business day prior to debarkation.

The rates are set on Friday for a Sunday or Monday debarkation because the financial markets on foreign currency are closed on the weekend and do not update the conversion rates before Royal Caribbean prints the final total of onboard charges.
You may also want to know:
Bullet Where does Royal Caribbean get the foreign exchange rate they use?
Bullet When and where do I authorize Royal Caribbean to convert my onboard charges instead of my bank?
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