Why is travel insurance important?
It is important that all guests take out appropriate international or cruise-specific travel insurance policies once a reservation has been made.
Australian Medicare, New Zealand ACC and private health insurance will not cover you for any medical costs or emergency evacuations on board, even on domestic cruises. Insurance policies may also protect your personal possessions and valuables; provide cancellation cover if you miss the cruise or a pre-paid tour; and provide other forms of protection.
NEW CALEDONIAN REQUIREMENT
New Caledonian immigration authorities have advised that guests who do not hold international travel insurance that covers medical costs, repatriation and other expenses, could be refused entry. We strongly recommend that guests purchase adequate international travel insurance for your cruise.
We recommend you contact Cover-More Insurance, or phone number below.
Alternatively your travel advisor, or an independent insurance broker for details of suitable policies. Further information can be found at smarttraveller.gov.au.
With over 30 years’ experience in travel insurance, covering more than 3.8 million journeys every year, Cover-More is the perfect travel (and cruising) companion.
Cover-More have developed three unique Cruise Travel Insurance products. Premium cover, Comprehensive cover and Budget cover for cruising. All products include generous cover for overseas medical expenses including, onboard medical and dental, ship to shore medical and cover for sea sickness◊.
The Comprehensive product includes up to $10 million~ for overseas medical and dental expenses. It also includes cancellation cover, cover for luggage and personal items, rental car insurance excess and much, much more. The Budget cover includes up to $5 million~ for overseas medical and dental expenses as well as some other basic benefits to protect you while you cruise.
Important Information Regarding: Coronavirus found here.
Cover is subject to conditions, exclusions, limits and sub-limits of the policy. ~Medical and dental cover will not exceed 12 months from the onset of the illness, injury or condition. ◊The $100 excess is waived for this benefit. Refer to the Policy wording. Read the Combined FSG/PDS available from your travel consultant to ensure you understand the conditions, exclusions, limits and sub-limits that apply and check that the insurance meets your specific needs and financial situation before deciding to buy. Any advice provided is general advice only. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer, Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507).