Royal ONE™ Credit Cards: A Sea of Rewards, A World Of Possibilities
Set Sail for Smart Rewards With New Royal ONE™ Credit Cards
By Sascha Zuger | Published on May 19, 2026
Clever cruisers and those just dipping their toe in the seas of sailing have two smart new ways to make the most of a relationship with the Royal Caribbean Group brands. Introducing Royal ONE™ — enjoy more ways to earn rewards with the Royal ONE™ Visa Signature® card and the Royal ONE Plus™ Visa Signature® card.
Earn On Everyday Purchases With Royal One™ And Enjoy Perks
Welcome to a world of new rewards with the new Royal ONE™ credit cards. Earn points on everyday purchases, benefit from cardholder perks when cruising and enjoy easy points redemption across Royal Caribbean®, Celebrity Cruises® and Silversea® for onboard credit and cruise discounts when it's time to plan your next vacation.
- ● Royal Caribbean Group cruises offer breathtaking bucket list adventures, unforgettable sunset vistas, culinary creations, world-class entertainment, wow-worthy onboard waterparks and engaging kids clubs. The new Royal ONE™ also adds premium perks to kick off an amazing cruise in style, just for being a cardholder.
Royal ONE™ Visa Signature® Card
The Royal ONE™ Visa Signature® card has no annual fee†, with special perks like priority boarding through a dedicated Royal ONE™ line and exclusive cardholder access to events both at sea and on land. You’ll also score an annual $100 cruise discount after you spend $10,000 on purchases within the prior anniversary year.
- ● Earn 3x points on eligible Royal Caribbean Group purchases.
- ● Earn 2x points on eligible grocery, gas and EV charging station purchases.
- ● Earn 1 point per dollar spent on everyday purchases.
Royal ONE Plus™ Visa Signature® Card
The Royal ONE™ Plus credit card carries a $99 annual fee† and includes cruise perks such as priority boarding through the suite entrance and priority luggage delivery, exclusive cardholder events on sea and land, as well as an enhanced airport experience with up to $120 in statement credits every four years for their TSA PreCheck® and Global Entry application. Travelers who rely on this card will love the annual $200 cruise discount after spending $20,000 on purchases within the prior anniversary year.
With the Royal ONE Plus card, you can earn points faster with:
- ● 4x points on eligible Royal Caribbean Group purchases.
- ● 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases.
- ● 1 point per dollar spent on all other purchases.
Earn one point per dollar spent on everyday purchases with the Royal ONE Plus card. With every purchase, you’re earning points to use on your next vacation with Royal Caribbean®, Celebrity Cruises® and Silversea®.
Smart Spenders Save Big Through Travel Benefits
Besides featuring no foreign transaction fees†, both new cards include Visa Signature® benefits:
- ● Extended Warranty Protection.
- ● 24/7 Visa Signature® Concierge.
- ● Auto Rental Collision Damage Waiver.
- ● Trip Delay expense reimbursement.
- ● Travel & Emergency Assistance.
- ● Roadside Dispatch.
- ● Lost Luggage expense reimbursement.
- ● Visa Signature® Luxury Hotel Collection.
- ● Trip cancellation & interruption coverage.
Redeem Your Points For Royal ONE Rewards℠
Redeem your points for Royal ONE Rewards℠ to use toward cruise discounts and onboard credit across the entire Royal Caribbean Group family of brands — Royal Caribbean®, Celebrity Cruises® and Silversea®. Keep everyone connected when using onboard credit to book exciting shore excursions, specialty dining and Wi-Fi.
Onboard credit can bring a great cruise vacation to the next level. Bold spirits can add a catamaran sail to snorkel with sea turtles, explore ancient ruins with a local guide, zipline adventure through the tropical rainforest canopy or an excursion clambering up waterfall rapids. Romance seekers can turn up their connection with a private tasting at a scenic vineyard, a couples massage with a view of the sparkling sea, date night at a jazzy supper club or for a special bottle of bubbly to enjoy together under the stars. There are endless ways to use your onboard credit to enhance your next vacation.
Bonus — the points don’t expire, there is no cap to what you can earn and you can begin redeeming Royal ONE Rewards℠ with as few as 5,000 points (with any increment after the initial 5,000).
†For information about rates, fees, costs and benefits associated with the use of these cards or to apply, click on the link below for the product you wish to apply for and refer to the disclosures accompanying the online credit card application. Residents of the US and its territories only. See full disclosure for details.
FAQs
1. What are Royal ONE Rewards℠? What rewards can I earn?
2. How can I apply for the Royal ONE™ Visa Signature® or Royal ONE Plus™ Visa Signature credit card? Who is eligible to apply?
The new Royal ONE™ or Royal ONE Plus™ Visa Signature® cards are available to residents of the United States and its territories.
To learn how to apply for the Royal ONE™ and Royal ONE Plus™ card, click here.
If you’re an existing Royal Caribbean® Visa Signature® credit cardholder or a Celebrity Cruises® Visa Signature® cardholder, your current card will automatically be converted to the new Royal ONE™ Visa Signature® credit card and you will receive it in the mail. For more details on when you can expect to receive your new card, click here.
3. Do points earned toward Royal ONE Rewards℠ count toward my loyalty status?
Learn more about the new Royal ONE Rewards℠ program with Royal ONE Visa Signature® and Royal ONE Plus™ Visa Signature® cards.
