Questions related to Royal ONE™ Visa Signature® Cards
The Royal ONE™ Visa Signature® and Royal ONE Plus™ Visa Signature cards are part of Royal ONE™, a new rewards program that gives cardholders more ways to earn points on everyday purchases and on purchases made with Royal Caribbean, Celebrity Cruises,...
The new Royal ONE™ or Royal ONE Plus™ Visa Signature® cards are available to residents of the United States and its territories. To learn how to apply for the Royal ONE™ and Royal ONE Plus™ card, click here. If you’re an existing Royal Caribbean® Vis...
Earn points when you use your Royal ONE™ Visa Signature® or Royal ONE Plus™ Visa Signature card to pay for purchases. Cardholders can redeem their points for Royal ONE Rewards℠ to use toward cruise discounts and onboard credit for shore excursions, s...
No, the Royal ONE™ and Royal ONE Plus™ Visa Signature® cards will not impact your Crown & Anchor loyalty status, or the loyalty benefits you receive today. The new Royal ONE™ credit cards are separate from the existing loyalty programs. They allow ca...
No, the points you earn with the Royal ONE™ Visa Signature® and Royal ONE Plus™ Visa Signature® cards toward Royal ONE Rewards℠ are separate from the loyalty program. Points earned with Royal ONE™ credit cards do not count towards your loyalty status...
Your Royal Caribbean® Visa® card account is being upgraded to the new Royal ONE™ Visa Signature® credit card. As part of this change, you’ll now enjoy a new and enhanced rewards program that allows you to earn more points on select everyday purchases...
With the new Royal ONE™ Visa Signature® card, you can now earn more points on everyday purchases, everywhere you shop. You’ll also get cruise perks like priority boarding, access to special cardholder events, and a $100 cruise discount after spending...
No, your new card will be mailed automatically to the address on file. Please destroy your existing card once you activate the new Royal ONE™ Visa Signature® credit card and update any merchants who charge your credit card account on a recurring basi...
Will my account number change when I’m converted to the new Royal ONE™ Visa Signature® card program?
Most cardholders will keep the same account number and can continue to manage their account as usual. For select cardholders that will receive a new account number, you will need to update the number linked to autopay and recurring payments will ne...
All existing cardholders who were approved on or before December 31, 2025, will begin receiving their new Royal ONE™ Visa Signature® card starting June 2026. Cardholders who are approved on or after January 1, 2026, will begin receiving their new Roy...
Yes, your current credit card will continue to be active until you activate your new Royal ONE™ Visa Signature® credit card. The Royal ONE™ card benefits will begin once your account has been converted.
No, fees, APR, including any promotional rates, and credit line will not be impacted when your current card is converted to the new Royal ONE™ Visa Signature® card.
No. Your credit score will not be impacted when your current card is converted to the new Royal ONE™ Visa Signature® card.
Any unused points you earned on your current credit card will be transferred at the same value to your new Royal ONE™ account. There will be no impact on redemptions you’ve already made; they will remain valid and will be honored on your upcoming sai...
No. The current Royal Caribbean® Visa® credit card is being phased out and replaced with the enhanced Royal ONE™ Visa Signature® card.
Your new card Royal ONE™ Visa Signature® card will be mailed automatically to the address on file. With the new Royal ONE™ Visa Signature® card, you can now earn more points on everyday purchases, everywhere you shop. You’ll also get cruise perks lik...
Yes, you are eligible for priority boarding through the Royal ONE™ designated access line on boarding day (where available).
No, you will not receive the acquisition bonus if you choose to upgrade to the Royal ONE Plus™ Visa Signature® card. Your points will be transferred over to your new Royal ONE Plus™ Visa Signature® card. If you are approved to upgrade to the Royal ON...
It’s easy! You can earn points on everyday purchases, everywhere you shop. Your points don’t expire and there’s no cap on rewards. Royal ONE™ Visa Signature® card: Earn 3x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchas...
You can check your points balance by logging into your Royal Caribbean®, Celebrity Cruises®, or Silversea® account online or through the Royal Caribbean or Celebrity Cruises app. To redeem points, simply log into the brand account you’re booking with...
Yes, points can be redeemed for onboard credit through the app, online, or with a travel advisor. For cruise discount redemptions on Royal Caribbean®, please call 888-305-4626. For cruise discount redemptions on Celebrity Cruises®, please call 800-76...
Points can be applied when you’re paying in full at booking, or later to cover the remaining balance after the minimum deposit has been made. If you choose to use points as a cruise discount, the full payment must be completed on the same day as the ...
Points cannot be used for a cruise discount if the cardholder is not sailing on the cruise. The cardholder must be on the reservation for points to be redeemed. Points are also non- transferrable. They cannot be gifted or transferred to someone else ...
Yes, as a Royal ONE™ or Royal ONE Plus™ cardholder, you’ll now enjoy exclusive cruise benefits. Royal ONE™ Visa Signature® cardholders receive the following cruise benefits: Priority boarding Anniversary Reward — Annual $100 cruise discount after spe...
The priority boarding benefit process differs depending on your credit card, the cruise line you’re sailing with and the terminal location, as it is only available at select terminals. For Royal ONE™ Visa Signature® cardholders sailing on Royal Carib...
